Subject:                                                   IUL Participation Rates Are Increasing



Rate Announcement!


IUL Participation Rates Are Increasing

For Balanced Trend and US Pacesetter, in all states except NY.


National Life Group will be raising participation rates on Balanced Trend and US Pacesetter index crediting strategies, starting with the 1/14/24 sweep date. Both are low-volatility indexes that have no caps and a 0% floor. The rates will increase in all states, except NY.

  • Balanced Trend participation rates will increase from 210% to 215%
  • US Pacesetter participation rates will increase from 225% to 235%

The increases will not affect maximum illustrated rates, because those are based on the S&P 500, our benchmark index. However, you will see the impact of the new participation rates in the Hypothetical Returns by Strategy table in the illustration.




One National Life Drive, Montpelier, VT 05604 |







Products issued by

National Life Insurance Company®

Want to change how you receive these emails?
You can
update your preferences or unsubscribe from this list

You are receiving this email as a contracted agent or representative of National Life Group.

National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in NY and does not conduct insurance business in NY.


No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value

Not insured by any federal or state government agency


Guarantees are dependent upon the claims-paying ability of the issuing company.

Agent Use Only - Not For Use With The Public



Cat No 107071(1223)