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Tellus: Your Passport to Foreign National Underwriting... |
Foreign Nationals are a rapidly growing demographic in the United States and life insurance can provide an excellent solution to the planning needs of this swiftly emerging market. Tellus' unparalleled combination of products, expertise, and resources can provide you with the tools you need to capitalize on the sales opportunities presented within the global arena.
This information reflects the most current data furnished to Tellus by our carriers. Information is subject to change without notice. Any updates received by Tellus will be posted on a timely basis. Tellus does not warrant or represent the validity/completeness of this information at all times. This is intended to be a broad view of news within the industry - please note that all carriers and products shown may not be available through your organization's Tellus relationship. Always check your approved product and carrier listing or contact your Tellus Representative before proceeding with any new sale.
+Foreign Travel and Category 3 Foreign Nationals will be allowed as per AIG Foreign Travel & Foreign National guidelines & U.S. State Department country-by-country Travel Advisory guidance. Countries classified by the U.S. State Department as Level 1 and 2 will be allowed. Countries classified by the U.S. State Department as Level 3 and 4 will be declined. Foreign travel is not underwritten for the states of Florida and Georgia.
^Financial professional pre-qualification is necessary.
*Temporary guidelines due to COVID-19. Check with your Tellus underwriter for updated information.
| Allianz AIG Equitable |
Guardian John Hancock Lincoln Financial Mass Mutual |
National Life Group Nationwide New York Life Pacific Life Principal |
Protective Prudential Symetra Transamerica |
| Global Atlantic | Foreign National Customer/Producer Certification | |
| John Hancock | Foreign Resident Inquiry | |
| Lincoln Financial | NRA NEXUS Verification | |
| Nationwide | Non-Resident Sales Information Form |
Business Planning
Transamerica - Business Planning for Foreign Nationals
Estate Planning
Transamerica - Family Legacy Planning for Foreign Nationals
Estate Tax Planning
Global Atlantic - Non-Citizen Resident Estate and Gift Planning Guide - Agent Reference Guide
Global Atlantic - Non-Citizen Resident Estate and Gift Planning Guide - For Clients
Global Atlantic - Non-Citizen Resident Estate/Gift Tax Quick Reference Guide 2015
Transamerica - Estate Tax Planning for Foreign Nationals
Transamerica - Foreign National Estate and Gift Taxation Guide
Transamerica - Foreign National Estate Tax Exposure Flowchart
Transamerica - Foreign National Tax Implications Article
Transamerica - How Can I Protect My Non-U.S. Spouse from Paying Estate Taxes When I Die?
Transamerica - International Marriage and the U.S. Estate Tax
Transamerica - What Are Some of the Tax Implications of Owning U.S. Property as a Foreign National?
General Planning
Greenberg Traurig - FATCA & U.S. Life Insurance: Planning Opportunities for Non-U.S. Residents
Pacific Life - Pocket Guide - Life Insurance Planning for Nonresident Aliens
Transamerica - Access to Cash Values for Foreign Nationals
Transamerica - Could You, as a Foreign National, Benefit from a U.S. IUL Policy?
Transamerica - Foreign National Strategy Summary
Transamerica - How Can You Mitigate Risk When Planning for Non-U.S. Citizens?
Transamerica - What Is the Impact of FATCA on MY International Assets?
General Information
Tellus - What You Need to Know About...Underwriting Foreign Nationals
Tellus - What You Need to Know About...Underwriting Travel Risk, Foreign Nationals, and Foreign Residents
Useful Links
Foreign Nationals Connection
Travel Warnings from the US Department of State
Questionnaires
Tellus - Foreign National Questionnaire
Tellus - Foreign Resident Questionnaire
Tellus - Foreign Travel Questionnaire
